First-Time Homebuyer Guidebook
Download free ebook with information about income, credit, down payments, and so much more. Highly recommended for new buyers.
5 Step Roadmap
A free guide through the loan process to help you stay in track.
A Guide to VA Loans
Information about eligibility, cost, process and more about the VA loan benefits. All about VA Loan Purchase and Refinance.
Choosing the Right Mortgage
A guide to help walk you through all the most common loan types so you can make an informed decision.
Real Estate Agent Resources
FHFA Loan Limits
The Federal Housing Finance Agency (FHFA) today announced the conforming loan limit values (CLLs) for mortgages acquired by Fannie Mae and Freddie Mac (the Enterprises) in 2025. In most of the United States, the 2025 CLL value for one-unit properties will be $806,500, an increase of $39,950 (or 5.2 percent) from 2024.
High-Cost Areas
For areas in which 115 percent of the local median home value exceeds the baseline conforming loan limit value, the applicable loan limit will be higher than the baseline loan limit. HERA establishes the high-cost area limit in those areas as a multiple of the area median home value, while setting the ceiling at 150 percent of the baseline limit. Median home values generally increased in high-cost areas in 2024, which increased their CLL values. The new ceiling loan limit for one-unit properties will be $1,209,750, which is 150 percent of $806,500.
List of conforming loan limits for all counties and county-equivalent areas in the U.S.
Info Graphics
Is Now the Right Time to Buy
4 Important Questions to ask and consider, before you apply for a mortgage loan.
Purchase Power
Today could be a great time to buy. Any movement of interest rates directly affect your purchasing power. See the graph to see how much home you can afford.
How much Home can I Afford
Begin by determining a monthly payment that fits your budget. Use the chart to select a monthly payment.