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First-Time Homebuyer Guidebook

Download free ebook with information about income, credit, down payments, and so much more. Highly recommended for new buyers. 

5 Step Roadmap

A free guide through the loan process to help you stay in track.

A Guide to VA Loans

Information about eligibility, cost, process and more about the VA loan benefits. All about VA Loan Purchase and Refinance.

Choosing the Right Mortgage

A guide to help walk you through all the most common loan types so you can make an informed decision.

Renovation Education

Renovation financing basics including qualifying renovation returns and how funds are dispersed. 

Credit Seasoning

If you have been through a bankruptcy or other significant credit event how long before you can purchase a home. Download this free guide. 

Construction 101

Download to learn the ins and outs for preparing for a Construction Loan and much more!

Understanding Credit

Find how FICO works and how it affect your loan application also what steps you can take to improve your credit score.

I am Financially Ready

A quiz to help you determine if you are ready for homeowneship.

Real Estate Agent Resources

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FHFA Loan Limits

Baseline Conforming loan limit will increase to $726,200

For areas in which 115 percent of the local median home value exceeds the baseline conforming loan limit, the applicable loan limit will be higher than the baseline loan limit.

List of conforming loan limits for all counties and county-equivalent areas in the U.S. For Immediate 11/29/22

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Real Estate Agent Cheat Sheet Understanding Purchase Loan Options

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Is Now the Right Time to Buy

4 Important Questions to ask and consider, before you apply for a mortgage loan.

Purchase Power

Today could be a great time to buy. Any movement of interest rates directly affect your purchasing power. See the graph to see how much home you can afford.

Closing Cost

How much can the seller pay towards closing cost.

How much Home can I Afford

Begin by determining a monthly payment that fits your budget. Use the chart to select a monthly payment.

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© 2023 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. Licensed by the Dept. Financial Protection and Innovation under the CRMLA

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